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For illustrative purposes, the statistics below all use the same rules -- double after split, dealer hits soft Some casinos offer a favorable option called "surrender," which allows the player to give up half his bet and not play out the hand. If a third ace appears, however, it cannot be resplit in most casinos. The two bets are completely separate. This is true for basic strategy players, even without card counting. All things being equal, fewer decks are more favorable for the player. It shouldn't matter to the player whether his cards are dealt face-down or face-up since the dealer must play according to predetermined rules. In either case, the dealer has no choice; she either must or must not hit. Some rules are determined by law or regulation, others by the casino itself. The insurance bet is still not worthwhile unless, again, the player is counting cards. The main characters of his tale "Rinconete y Cortadillo", from "Novelas Ejemplares", are a couple of cheaters working in Seville. They are proficient at cheating at "veintiuna" Spanish for twenty-one , and stated that the object of the game is to reach 21 points without busting, and that the Ace values 1 or The game is played with the spanish deck , that is without tens, which makes the game similar to the current spanish This short story was written between and , so the game was played in Castilia since the beginning of the 17th Century or even earlier. It may also be used to protect the casino against card-counters, even though card-counting is not illegal. The idea is that if the dealer has a blackjack, i. Not all rules are posted, so the player may have to ask either beforehand or when the situation occurs. See comparative statistics below. If resplitting aces is allowed, this is favorable to the player. Later references of this game are to be found in France and Spain. A player blackjack is an automatic winner unless the dealer also has blackjack, in which case the hand is a "push" a tie. The payoff on most bets is , meaning that the player wins the same amount as he bets. When casinos first opened in Atlantic City, the surrender option was available before the dealer checked for blackjack - a rule highly advantageous to the player - but this "early surrender" option soon disappeared. Some casinos allow unlimited resplitting of cards other than aces, while others may limit it to a certain number of hands, such as four hands for example, "resplit to 4". A variation on this is that some casinos or dealers may offer the player what they call "even money" by offering to pay out the blackjack at when the upcard is an ace.{/INSERTKEYS}{/PARAGRAPH} After all the players have finished making their decisions, the dealer then reveals her hole card and plays out her hand according to predetermined rules. The player can take as many hits as he wants except on a "double down". The number of decks used has a major effect on the player's chance of winning, because it affects the house advantage. Early Surrender variations still exist in several countries. When the player's first two cards are two aces, the player may split them once. This hand was called a "blackjack" and the name stuck to the game even though the bonus payout was soon abolished. The odds on the Insurance bet are not improved if the player has a blackjack -- it's still a poor bet. In some places, a blackjack pays only or even instead of the usual This is the most unfavorable variation, increasing the house edge significantly more than any other player restriction. Blackjack's precursor was "twenty-one", a game of unknown origin. The reason for requiring hand signals is to assist the "eye in the sky," a person or video camera located above the table but concealed behind one-way glass. If the dealer has less than 17, she must hit. Over variations exist. The casino has a "house advantage" at blackjack just as it does at any other casino game. Often called "Reno" rules, this rule restricts the player to doubling down only on an initial player total of 10 or 11 sometimes 9, 10, or It prevents doubling on soft hands such as soft 17 ace-6 , and is unfavorable for the player. Much of Blackjack's popularity is due to the mix of chance with elements of skill, and the publicity that surrounds Card Counting calculating the probability of advantages based on the ratio of high cards to low cards. After splitting a pair, some casinos allow the player to "double down" on each of the new two-card hands. In the "H17" game, the dealer hits on soft 17s. In the "S17" game, the dealer stands on all 17s. Then there will be three bets on the table and three separate hands. If he busts, he loses. Of course the insurance bet is forfeited if the dealer does not have blackjack, although the player can still win or lose on the original bet. In some places, the dealer does not receive a hole card, but if the dealer is later found to have blackjack, the player loses only his original bet but not any additional bets doubles or splits. With this rule, the player always wins when five cards have been drawn without busting, unless there is a blackjack on the table. By making an extra bet of half his original bet on "insurance," which pays 2-to-1 if the dealer has a blackjack, the "insurance proceeds" will supposedly make up for any loss on the original bet. This is called "double after split" DAS and provides an advantage to the player of about 0. When the dealer upcard is an ace, the player is allowed to make a side bet called "insurance," supposedly to guard against the risk that the dealer has a blackjack i. The "Hit soft 17" game is substantially less favorable to the player with about a 0. With a soft 17, the dealer follows the casino rules printed on the blackjack table, either to "hit soft 17" or to "stand on all 17's. But all things are not equal; multi-deck games almost always have otherwise better rules than single-deck games. It is sometimes seen in "blackjack-like" games. In case of a tie, no one wins - the hand is a "push. Each player plays his hand independently against the dealer. Then the dealer plays her hand. One such bonus was a to-1 payout if the player's hand consisted of the ace of spades and a black Jack either the Jack of clubs or the Jack of spades. The insurance bet pays 2-to-1 if the dealer has a blackjack. The first written reference is to be found in a book of Miguel de Cervantes , the author of Don Quixote , and a gambler himself. Of course, many blackjack players do not know Basic Strategy or do not follow it, so the true house advantage in those cases is much higher. There are some single-deck games which pay only for a blackjack. This option is sometimes referred to as "late" surrender because it occurs after the dealer has checked her hole card for a blackjack. Of course, she always stands on hard 17s. Insurance is a poor bet for the player unless he is counting cards, because the casino has a theoretical house advantage of 7. If the dealer's upcard is an ace, the player is offered the option of taking Insurance before the dealer checks her 'hole card'. The player goes first and plays his hand by taking additional cards if he desires. The casino version of the game should not be confused with the British card game Black Jack a variant of Crazy Eights. However, if he busts, he loses that hand. {PARAGRAPH}{INSERTKEYS}Blackjack also known as Twenty-one , Vingt-et-un French for Twenty-one , or Pontoon is the most widely played Casino banking game in the world. If neither busts, the higher hand total wins. After receiving his initial two cards, the player has four standard options: he can "Hit," "Stand," "Double Down," or "Split a pair. Therefore, taking insurance is a poor bet for the player unless he is counting cards. In casino blackjack, the dealer faces one to seven players from behind a kidney-shaped table. It increases the house advantage by about 0. The theoretical house advantage is easy to calculate, since the player is essentially betting that the dealer's hole card is a ten-value card. This is catastrophic to the player, though rarely used in standard Blackjack. The highest possible hand is a "blackjack" or "natural," meaning an initial two-card total of 21 an ace and a ten-value card. Each casino has a rule about whether or not the dealer hits soft 17, a rule which is printed on the table itself. Insurance is a side bet of up to half the original bet placed on a special portion of the table usually marked "Insurance Pays 2 to 1". If the player splits a pair other than aces and a third card of that value appears, the player can usually resplit by putting up another bet equal to the original bet. This has the same advantage as the usual game, and as such does not change basic strategy. If the dealer busts, she loses to all remaining players. Whenever the dealer has a blackjack, she wins against all player hands except those that also have a blackjack which are a "push". Cards are dealt in two ways, either from one or two hand-held decks, or from a box containing four to eight decks called a "shoe. Insurance is simply a side-bet that the dealer has a ten-value hole card, regardless of the player's original cards. When dealt from a shoe, all player cards are normally dealt face-up, with minor exceptions. The minimum and maximum bets are posted on the table. At some casinos or tables, the player may have a fifth option called "Surrender. It is used in order to protect the casino against dealers or players who cheat. When 21 was first introduced in the United States it was not very popular, so gambling houses tried offering various bonus payouts to get the players to the tables. The object of the game is to get a higher card total than the dealer, but without going over 21 which is called "busting" or "too many. As the game is currently played, a "blackjack" may not necessarily contain a jack or any black cards at all. At the beginning of each round, the player places a bet in the "betting box" and receives an initial hand of two cards. This is very favorable to the player compared to other casino games. The blackjack player will encounter many rule variations which affect the house advantage and therefore affect his chances of winning.